Gwennetta Wright

Tax season is here, but filing early doesn’t always mean getting your refund sooner. This post breaks down the difference between filing fast and filing right, plus the key steps to take before submitting your 2025 return in 2026—like waiting for all W-2s and 1099s, saving final pay stubs for verification, and updating your address. You’ll also learn what to avoid (like filing with pay stubs or rushing to claim a dependent) and why common errors trigger IRS delays. Ready to file with confidence?

As Tax Season 2026 approaches, refund-advance ads can sound tempting — but not all tax refund loans work the same way. This blog breaks down early holiday advances, traditional Refund Anticipation Loans (RALs), and post-preparation refund advances, explaining how each works, the risks of estimate-based offers, and why many tax professionals prefer advances offered only after a return is complete and ready to file.